Understanding Your Coverage After Hitting a Deer
Deer collisions are a major concern for drivers in Wisconsin, especially during the fall and spring months. If you live in Chippewa Falls, WI, you know how common deer are on local roads. The good news is that most insurance policies do cover deer accidents, but the type of coverage matters.
Comprehensive Coverage Is Key
Hitting a deer falls under comprehensive coverage, not collision coverage. Many Eau Claire drivers assume their standard policy covers animal strikes, but this is not always the case. Comprehensive coverage protects you from damage caused by animals, weather, theft, and vandalism. If you only have liability insurance, you will likely pay for repairs out of pocket.
Before deer season arrives, check your insurance policy carefully. Drivers near Bloomer should review their coverage to make sure they have comprehensive protection. Contact your insurance agent to ask questions about your specific policy.
What to Do After a Deer Accident
If you hit a deer, pull over to a safe location and turn on your hazard lights. Do not approach the animal, as injured deer can be dangerous. Call the police to file a report, as your insurance company will likely require it. Take photos of the damage and the scene if it is safe to do so. Stanley area residents should keep their insurance information handy in their vehicle at all times.
After reporting the accident, you will want to get your vehicle repaired quickly. Our body shop at Toycen Ford Inc. can restore your car to its original condition. We serve drivers from Augusta and the surrounding communities.
Getting Your Vehicle Repaired
Deer accidents can cause serious damage to your vehicle's front end, hood, and windshield. Residents in Chetek trust our team to provide quality repairs using genuine automotive parts. We work with insurance companies to make the claims process simple for you.
Osseo drivers can count on Toycen Ford Inc. for fast and reliable service. Our location at 1000 Chippewa Crossing Boulevard makes us easy to reach from across the region.
If you have questions about deer accident repairs or want to schedule service, please contact us today. We are here to help you get back on the road safely.